Licenses

Licenses and approvals in the United States

Flexa Network Inc. (“Flexa”) is registered as a money services business with the United States Financial Crimes Enforcement Network (“FinCEN,” registration number 31000202632020). Flexa also maintains NMLS ID 1840599 with the Nationwide Multistate Licensing System & Registry (“NMLS”), and is licensed in the following jurisdictions:

State	Authority
Arkansas	Securities Department
Connecticut	Department of Banking
Delaware	Office of the State Bank Commissioner
Florida	Office of Financial Regulation
Georgia	Department of Banking and Finance
Hawaii	Division of Financial Institutions
Iowa	Division of Banking
Kansas	Office of the State Bank Commissioner
Maine	Bureau of Consumer Credit Protection
Maryland	Office of the Commissioner of Financial Regulation
Michigan	Department of Insurance and Financial Services
Minnesota	Department of Commerce
Mississippi	Department of Banking and Consumer Finance
New Hampshire	Banking Department
New Mexico	Regulation and Licensing Department
North Dakota	Department of Financial Institutions
Ohio	Department of Commerce, Division of Financial Institutions
Oregon	Division of Financial Regulation
Pennsylvania	Department of Banking and Securities
Rhode Island	Department of Business Regulation
South Dakota	Division of Banking
Tennessee	Department of Financial Institutions
Virginia	Bureau of Financial Institutions
Washington	Department of Financial Institutions
West Virginia	Division of Financial Institutions
Wisconsin	Department of Financial Institutions

Hawaii

Special disclosure for Hawaii customers

Flexa Network Inc. (“Flexa”) is providing services to Hawaii customers as a participant in a special Hawaii project which ends on December 31, 2024. At the end of the project term, Flexa may be required to close all accounts for Hawaii customers and cease operations. Flexa will notify Hawaii customers in advance if accounts must be closed.

Hawaii customers who choose to open accounts with Flexa are advised that the virtual currency or digital currency purchased, whether as an investment, for making payments, or other purposes, may lose value, including the loss of some or all of your original purchase amount.

Maryland

Office of the Commissioner of Financial Regulation

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Flexa Network Inc. (License No. 1840599 and NMLS ID 1840599) at 500 North Calvert Street, Suite 402, Baltimore, MD 21202 or at 1-888-784-0136. Please see nmlsconsumeraccess.org for licensing information.

Tennessee

Disclosure regarding virtual currency

Please note that Flexa is licensed by the Tennessee Department of Financial Institutions as a money transmitter and that this license and the required surety bond do not cover the transmission of virtual currency. The Tennessee Department of Financial Institutions does not regulate virtual currency. Please see nmlsconsumeraccess.org for licensing information.